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“Helping first home buyers, investors & self-employed Australians secure the right loan -

fast, simple, and

stress-free.”

How I can help you

First Home Buyer

Next Home

Refinancing

Investment Properties

Debt Consolidating

SMSF Lending

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Lending Process

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Kardinia Finance will collaborate with you to gain insight into your current financial situation and your future aspirations. We will conduct thorough research across a panel of more than 40 lenders and product providers to recommend the most competitive and suitable lending options tailored to your unique needs.

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We will manage the loan application process from start to finish, ensuring a smooth and stress-free journey until settlement. Once your loan is finalized, we're here to assist with any questions you may have.

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Kardinia Finance boasts a highly qualified and experienced team, ensuring you receive top-notch advice and outstanding customer service.

What people are saying

Marilyn Hollingsworth

2025-11-10

I had the opportunity to purchase a very desirable property but only if I could settle in a very short timeframe. With clock ticking, I approached Kathryn who recommended an action plan and immediately commenced negotiations. She gave me a comprehensive list of the documentation and information that would be required and provided assistance with obtaining it. The loan approval followed in unbelievably short timeframe. Kathryn took a personal interest in the process. Nothing was too much trouble. She was competent, professional and focussed. And she achieved the result I needed. Kathryn will be my starting point whenever I need finance in the future.

Harry Banyard

2025-11-06

Kathryn was fantastic and I highly recommend her services. She is friendly, informative, and kept us in the loop the whole way through the loan process.

Ado Asma

2025-09-18

I had such a positive experience working with Kathryn from Kardinia Finance. From start to finish, they made the whole home loan process so much easier than I expected. They explained everything clearly, answered all my questions, and guided me through every step with patience and care. I never felt rushed or pressured, and they genuinely had my best interests at heart. Thanks to their help, I was able to secure the right loan for my needs and feel confident about my decision. I’d highly recommend Kardinia Finance and Kathryn to anyone looking for reliable, professional, and friendly support with their home loan.
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0493 831 116

9am - 5pm operations

The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only

Get in Touch


Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.

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Copyright © 2025 Kardinia Finance

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